Call reports 2018
HORIZON BANK — 2018
What HORIZON BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 3,964,469,000 | 4,063,156,000 | 4,136,446,000 | 4,241,335,000 |
| Total loans | 2,858,766,000 | 2,927,516,000 | 2,959,366,000 | 3,014,370,000 |
| Allowance for loan losses | 16,474,000 | 17,071,000 | 17,798,000 | 17,820,000 |
| Securities available for sale | 507,507,000 | 525,967,000 | 542,082,000 | 600,130,000 |
| Securities held to maturity | 206,918,000 | 209,994,000 | 224,071,000 | 210,332,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,946,060,000 | 3,030,925,000 | 3,149,136,000 | 3,170,029,000 |
| Interest-bearing deposits | 2,331,501,000 | 2,401,145,000 | 2,507,079,000 | 2,497,247,000 |
| Noninterest-bearing deposits | 614,559,000 | 629,780,000 | 642,057,000 | 672,782,000 |
| Equity capital | 490,793,000 | 494,785,000 | 495,976,000 | 499,631,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 39,417,000 | 80,145,000 | 122,401,000 | 166,118,000 |
| Interest expense | 5,357,000 | 11,946,000 | 19,837,000 | 29,124,000 |
| Net interest income | 34,060,000 | 68,199,000 | 102,564,000 | 136,994,000 |
| Noninterest income | 8,308,000 | 17,240,000 | 26,046,000 | 34,856,000 |
| Noninterest expense | 25,717,000 | 50,514,000 | 75,962,000 | 101,969,000 |
| Provision for loan losses | 567,000 | 1,202,000 | 2,378,000 | 2,906,000 |
| Pretax income | 16,095,000 | 33,734,000 | 50,159,000 | 66,532,000 |
| Income tax | 2,806,000 | 5,864,000 | 8,589,000 | 11,213,000 |
| Net income | 13,289,000 | 27,870,000 | 41,570,000 | 55,319,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 368,233,000 | 375,684,000 | 379,767,000 | 378,899,000 |
| Total capital | 384,766,000 | 392,814,000 | 397,610,000 | 396,755,000 |
| Risk-weighted assets | 2,988,665,000 | 3,076,361,000 | 3,140,774,000 | 3,192,747,000 |