Call reports 2017
HORIZON BANK — 2017
What HORIZON BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 3,164,056,000 | 3,313,617,000 | 3,514,826,000 | 3,958,360,000 |
| Total loans | 2,148,742,000 | 2,271,454,000 | 2,429,441,000 | 2,835,088,000 |
| Allowance for loan losses | 15,054,000 | 15,027,000 | 15,586,000 | 16,394,000 |
| Securities available for sale | 472,480,000 | 503,243,000 | 509,601,000 | 509,425,000 |
| Securities held to maturity | 199,116,000 | 199,720,000 | 198,848,000 | 200,688,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,453,962,000 | 2,433,404,000 | 2,621,672,000 | 2,894,363,000 |
| Interest-bearing deposits | 1,941,299,000 | 1,910,478,000 | 2,044,740,000 | 2,279,198,000 |
| Noninterest-bearing deposits | 512,663,000 | 522,926,000 | 576,932,000 | 615,165,000 |
| Equity capital | 388,399,000 | 393,304,000 | 425,089,000 | 493,734,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 28,825,000 | 59,622,000 | 91,683,000 | 128,449,000 |
| Interest expense | 2,551,000 | 5,495,000 | 8,997,000 | 13,593,000 |
| Net interest income | 26,274,000 | 54,127,000 | 82,686,000 | 114,856,000 |
| Noninterest income | 7,526,000 | 15,737,000 | 23,753,000 | 32,568,000 |
| Noninterest expense | 21,530,000 | 43,899,000 | 68,320,000 | 94,392,000 |
| Provision for loan losses | 330,000 | 660,000 | 1,370,000 | 2,470,000 |
| Pretax income | 11,975,000 | 25,337,000 | 36,787,000 | 50,600,000 |
| Income tax | 3,251,000 | 6,998,000 | 9,911,000 | 15,811,000 |
| Net income | 8,724,000 | 18,339,000 | 26,876,000 | 34,789,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 305,364,000 | 308,682,000 | 323,957,000 | 366,343,000 |
| Total capital | 320,418,000 | 323,752,000 | 339,596,000 | 382,788,000 |
| Risk-weighted assets | 2,309,632,000 | 2,432,973,000 | 2,627,027,000 | 2,979,834,000 |