Call reports 2012
HORIZON BANK — 2012
What HORIZON BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,548,182,000 | 1,563,880,000 | 1,844,517,000 | 1,845,560,000 |
| Total loans | 998,755,000 | 1,006,439,000 | 1,173,211,000 | 1,204,461,000 |
| Allowance for loan losses | 19,412,000 | 18,374,000 | 18,568,000 | 18,270,000 |
| Securities available for sale | 433,501,000 | 435,615,000 | 497,704,000 | 482,801,000 |
| Securities held to maturity | 7,100,000 | 6,100,000 | 6,100,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,077,941,000 | 1,059,783,000 | 1,314,449,000 | 1,305,839,000 |
| Interest-bearing deposits | 926,003,000 | 908,810,000 | 1,095,036,000 | 1,084,953,000 |
| Noninterest-bearing deposits | 151,938,000 | 150,973,000 | 219,413,000 | 220,886,000 |
| Equity capital | 145,695,000 | 150,324,000 | 184,067,000 | 180,880,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 16,826,000 | 33,348,000 | 52,067,000 | 72,527,000 |
| Interest expense | 3,158,000 | 6,203,000 | 9,438,000 | 12,372,000 |
| Net interest income | 13,668,000 | 27,145,000 | 42,629,000 | 60,155,000 |
| Noninterest income | 5,142,000 | 11,697,000 | 19,408,000 | 27,316,000 |
| Noninterest expense | 10,980,000 | 22,916,000 | 37,527,000 | 53,128,000 |
| Provision for loan losses | 559,000 | 768,000 | 1,809,000 | 3,524,000 |
| Pretax income | 7,271,000 | 15,158,000 | 22,701,000 | 30,821,000 |
| Income tax | 2,265,000 | 4,811,000 | 7,072,000 | 9,568,000 |
| Net income | 5,006,000 | 10,347,000 | 15,629,000 | 21,253,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 126,306,000 | 130,186,000 | 147,040,000 | 145,273,000 |
| Total capital | 139,733,000 | 143,791,000 | 162,946,000 | 161,557,000 |
| Risk-weighted assets | 1,068,174,000 | 1,083,634,000 | 1,269,834,000 | 1,300,761,000 |