Call reports 2011
HORIZON BANK — 2011
What HORIZON BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 1,379,909,000 | 1,412,519,000 | 1,489,805,000 | 1,546,948,000 |
| Total loans | 814,519,000 | 843,613,000 | 938,140,000 | 997,283,000 |
| Allowance for loan losses | 19,090,000 | 18,586,000 | 19,110,000 | 18,882,000 |
| Securities available for sale | 434,798,000 | 449,280,000 | 430,702,000 | 431,045,000 |
| Securities held to maturity | 10,632,000 | 10,632,000 | 10,632,000 | 7,100,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,011,300,000 | 1,030,765,000 | 997,734,000 | 1,018,127,000 |
| Interest-bearing deposits | 890,254,000 | 906,529,000 | 868,266,000 | 879,192,000 |
| Noninterest-bearing deposits | 121,046,000 | 124,236,000 | 129,468,000 | 138,935,000 |
| Equity capital | 135,062,000 | 141,249,000 | 143,796,000 | 146,124,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 15,429,000 | 31,140,000 | 47,150,000 | 64,610,000 |
| Interest expense | 3,913,000 | 7,708,000 | 11,270,000 | 14,680,000 |
| Net interest income | 11,516,000 | 23,432,000 | 35,880,000 | 49,930,000 |
| Noninterest income | 4,006,000 | 8,110,000 | 13,529,000 | 18,505,000 |
| Noninterest expense | 10,127,000 | 20,478,000 | 32,569,000 | 45,478,000 |
| Provision for loan losses | 1,548,000 | 2,880,000 | 4,444,000 | 5,282,000 |
| Pretax income | 4,121,000 | 8,823,000 | 14,150,000 | 19,452,000 |
| Income tax | 1,026,000 | 2,266,000 | 3,769,000 | 5,164,000 |
| Net income | 3,095,000 | 6,557,000 | 10,381,000 | 14,288,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 121,428,000 | 123,996,000 | 123,939,000 | 126,467,000 |
| Total capital | 132,537,000 | 135,465,000 | 136,588,000 | 139,862,000 |
| Risk-weighted assets | 880,724,000 | 910,369,000 | 1,005,491,000 | 1,066,137,000 |