Call reports 2010
HORIZON BANK — 2010
What HORIZON BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 1,297,732,000 | 1,461,126,000 | 1,481,548,000 | 1,397,696,000 |
| Total loans | 818,102,000 | 935,679,000 | 975,298,000 | 901,709,000 |
| Allowance for loan losses | 16,120,000 | 16,543,000 | 18,030,000 | 19,064,000 |
| Securities available for sale | 351,188,000 | 396,039,000 | 383,748,000 | 381,821,000 |
| Securities held to maturity | 17,122,000 | 13,757,000 | 13,490,000 | 9,595,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 885,255,000 | 1,035,230,000 | 1,012,246,000 | 993,113,000 |
| Interest-bearing deposits | 782,040,000 | 923,704,000 | 894,107,000 | 877,892,000 |
| Noninterest-bearing deposits | 103,215,000 | 111,526,000 | 118,139,000 | 115,221,000 |
| Equity capital | 129,154,000 | 134,071,000 | 138,314,000 | 134,043,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 16,131,000 | 32,936,000 | 50,811,000 | 68,485,000 |
| Interest expense | 5,206,000 | 10,250,000 | 15,045,000 | 19,186,000 |
| Net interest income | 10,925,000 | 22,686,000 | 35,766,000 | 49,299,000 |
| Noninterest income | 4,254,000 | 9,001,000 | 14,345,000 | 19,173,000 |
| Noninterest expense | 9,503,000 | 19,559,000 | 30,627,000 | 41,894,000 |
| Provision for loan losses | 3,233,000 | 6,233,000 | 8,890,000 | 11,554,000 |
| Pretax income | 2,443,000 | 6,026,000 | 11,061,000 | 15,557,000 |
| Income tax | 469,000 | 1,250,000 | 2,594,000 | 3,798,000 |
| Net income | 1,974,000 | 4,776,000 | 8,467,000 | 11,759,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 115,961,000 | 118,626,000 | 120,925,000 | 121,812,000 |
| Total capital | 127,203,000 | 131,143,000 | 133,922,000 | 133,893,000 |
| Risk-weighted assets | 894,474,000 | 997,300,000 | 1,034,723,000 | 959,464,000 |