Call reports 2001
HORIZON BANK — 2001
What HORIZON BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 514,185,000 | 552,247,000 | 516,324,000 | 586,880,000 |
| Total loans | 402,703,000 | 420,679,000 | 413,216,000 | 473,617,000 |
| Allowance for loan losses | 5,032,000 | 5,233,000 | 5,358,000 | 5,410,000 |
| Securities available for sale | 64,058,000 | 60,892,000 | 48,838,000 | 67,338,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 403,237,000 | 411,700,000 | 379,101,000 | 419,936,000 |
| Interest-bearing deposits | 366,262,000 | 366,243,000 | 337,281,000 | 376,319,000 |
| Noninterest-bearing deposits | 36,975,000 | 45,457,000 | 41,820,000 | 43,617,000 |
| Equity capital | 33,493,000 | 34,455,000 | 36,046,000 | 36,130,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 10,480,000 | 20,901,000 | 30,737,000 | 40,710,000 |
| Interest expense | 5,953,000 | 11,449,000 | 16,388,000 | 20,805,000 |
| Net interest income | 4,527,000 | 9,452,000 | 14,349,000 | 19,905,000 |
| Noninterest income | 2,234,000 | 4,570,000 | 6,813,000 | 9,488,000 |
| Noninterest expense | 4,824,000 | 9,926,000 | 14,832,000 | 20,921,000 |
| Provision for loan losses | 352,000 | 705,000 | 1,005,000 | 1,505,000 |
| Pretax income | 1,585,000 | 3,391,000 | 5,325,000 | 6,967,000 |
| Income tax | 628,000 | 1,332,000 | 2,072,000 | 2,706,000 |
| Net income | 957,000 | 2,059,000 | 3,253,000 | 4,261,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,827,000 | 32,944,000 | 33,851,000 | 34,577,000 |
| Total capital | 35,804,000 | 37,144,000 | 37,968,000 | 39,127,000 |
| Risk-weighted assets | 317,135,000 | 334,933,000 | 328,126,000 | 363,113,000 |