Call reports 2008
FIRST SECURITY BANK — 2008
What FIRST SECURITY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 20,580,000 | 20,237,000 | 19,414,000 | 20,350,000 |
| Total loans | 14,557,000 | 14,842,000 | 14,991,000 | 15,069,000 |
| Allowance for loan losses | 268,000 | 274,000 | 280,000 | 286,000 |
| Securities available for sale | 3,947,000 | 3,587,000 | 3,366,000 | 3,175,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,819,000 | 18,596,000 | 17,562,000 | 18,592,000 |
| Interest-bearing deposits | 17,041,000 | 16,807,000 | 15,834,000 | 15,656,000 |
| Noninterest-bearing deposits | 1,778,000 | 1,789,000 | 1,728,000 | 2,937,000 |
| Equity capital | 1,580,000 | 1,481,000 | 1,507,000 | 1,555,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 300,000 | 607,000 | 913,000 | 1,212,000 |
| Interest expense | 123,000 | 233,000 | 335,000 | 425,000 |
| Net interest income | 177,000 | 374,000 | 578,000 | 787,000 |
| Noninterest income | 36,000 | 74,000 | 112,000 | 159,000 |
| Noninterest expense | 207,000 | 453,000 | 655,000 | 869,000 |
| Provision for loan losses | 3,000 | 9,000 | 15,000 | 21,000 |
| Pretax income | 3,000 | -14,000 | 20,000 | 56,000 |
| Income tax | 0 | -7,000 | 0 | 6,000 |
| Net income | 3,000 | -7,000 | 20,000 | 50,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,449,000 | 1,421,000 | 1,430,000 | 1,442,000 |
| Total capital | 1,607,000 | 1,582,000 | 1,593,000 | 1,608,000 |
| Risk-weighted assets | 12,527,000 | 12,799,000 | 12,940,000 | 13,185,000 |