Call reports 2005
FIRST SECURITY BANK — 2005
What FIRST SECURITY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 17,362,000 | 17,687,000 | 17,266,000 | 17,446,000 |
| Total loans | 12,818,000 | 13,321,000 | 13,041,000 | 13,159,000 |
| Allowance for loan losses | 254,000 | 258,000 | 263,000 | 269,000 |
| Securities available for sale | 3,085,000 | 3,138,000 | 3,130,000 | 2,280,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,877,000 | 15,760,000 | 15,380,000 | 15,967,000 |
| Interest-bearing deposits | 14,199,000 | 13,838,000 | 13,607,000 | 14,084,000 |
| Noninterest-bearing deposits | 1,678,000 | 1,922,000 | 1,773,000 | 1,883,000 |
| Equity capital | 1,421,000 | 1,438,000 | 1,427,000 | 1,416,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 230,000 | 470,000 | 712,000 | 961,000 |
| Interest expense | 70,000 | 146,000 | 232,000 | 322,000 |
| Net interest income | 160,000 | 324,000 | 480,000 | 639,000 |
| Noninterest income | 28,000 | 75,000 | 111,000 | 147,000 |
| Noninterest expense | 179,000 | 350,000 | 530,000 | 711,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 3,000 | 37,000 | 43,000 | 51,000 |
| Income tax | -1,000 | 7,000 | 7,000 | 7,000 |
| Net income | 4,000 | 30,000 | 36,000 | 44,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,460,000 | 1,468,000 | 1,456,000 | 1,446,000 |
| Total capital | 1,601,000 | 1,611,000 | 1,596,000 | 1,589,000 |
| Risk-weighted assets | 11,190,000 | 11,303,000 | 11,113,000 | 11,339,000 |