Call reports 2004
FIRST SECURITY BANK — 2004
What FIRST SECURITY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 17,897,000 | 16,717,000 | 17,651,000 | 17,539,000 |
| Total loans | 12,303,000 | 12,585,000 | 13,447,000 | 12,978,000 |
| Allowance for loan losses | 223,000 | 232,000 | 241,000 | 250,000 |
| Securities available for sale | 4,260,000 | 3,143,000 | 3,150,000 | 2,820,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,614,000 | 15,232,000 | 15,682,000 | 16,032,000 |
| Interest-bearing deposits | 13,885,000 | 14,080,000 | 14,142,000 | 14,246,000 |
| Noninterest-bearing deposits | 1,729,000 | 1,152,000 | 1,540,000 | 1,786,000 |
| Equity capital | 1,489,000 | 1,430,000 | 1,458,000 | 1,451,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 225,000 | 455,000 | 694,000 | 936,000 |
| Interest expense | 60,000 | 120,000 | 187,000 | 255,000 |
| Net interest income | 165,000 | 335,000 | 507,000 | 681,000 |
| Noninterest income | 28,000 | 54,000 | 91,000 | 126,000 |
| Noninterest expense | 175,000 | 344,000 | 514,000 | 682,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 9,000 | 35,000 | 62,000 | 94,000 |
| Income tax | 6,000 | 12,000 | 16,000 | 24,000 |
| Net income | 3,000 | 23,000 | 46,000 | 70,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,462,000 | 1,463,000 | 1,468,000 | 1,474,000 |
| Total capital | 1,600,000 | 1,601,000 | 1,616,000 | 1,616,000 |
| Risk-weighted assets | 10,967,000 | 10,933,000 | 11,727,000 | 11,224,000 |