Call reports 2003
FIRST SECURITY BANK — 2003
What FIRST SECURITY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 16,697,000 | 16,936,000 | 17,276,000 | 16,988,000 |
| Total loans | 10,564,000 | 10,955,000 | 11,690,000 | 11,228,000 |
| Allowance for loan losses | 190,000 | 197,000 | 208,000 | 216,000 |
| Securities available for sale | 4,109,000 | 3,902,000 | 3,738,000 | 3,317,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,357,000 | 15,475,000 | 15,367,000 | 15,600,000 |
| Interest-bearing deposits | 13,809,000 | 13,941,000 | 13,864,000 | 13,468,000 |
| Noninterest-bearing deposits | 1,548,000 | 1,533,000 | 1,503,000 | 2,132,000 |
| Equity capital | 1,241,000 | 1,316,000 | 1,285,000 | 1,279,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 234,000 | 466,000 | 693,000 | 925,000 |
| Interest expense | 87,000 | 162,000 | 234,000 | 297,000 |
| Net interest income | 147,000 | 304,000 | 459,000 | 628,000 |
| Noninterest income | 24,000 | 51,000 | 85,000 | 118,000 |
| Noninterest expense | 154,000 | 306,000 | 461,000 | 631,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 32,000 | 120,000 | 145,000 | 168,000 |
| Income tax | -2,000 | 2,000 | 7,000 | 12,000 |
| Net income | 34,000 | 118,000 | 138,000 | 156,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,217,000 | 1,274,000 | 1,276,000 | 1,276,000 |
| Total capital | 1,344,000 | 1,403,000 | 1,412,000 | 1,404,000 |
| Risk-weighted assets | 10,113,000 | 10,280,000 | 10,808,000 | 10,155,000 |