Call reports 2012
BANK OF THE EASTERN SHORE — 2012
What BANK OF THE EASTERN SHORE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 |
|---|---|
| Total assets | 162,460,000 |
| Total loans | 138,355,000 |
| Allowance for loan losses | 5,906,000 |
| Securities available for sale | 5,098,000 |
| Securities held to maturity | 455,000 |
| Trading assets | 0 |
| Total deposits | 150,951,000 |
| Interest-bearing deposits | 140,867,000 |
| Noninterest-bearing deposits | 10,084,000 |
| Equity capital | 2,478,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 |
|---|---|
| Interest income | 2,302,000 |
| Interest expense | 937,000 |
| Net interest income | 1,365,000 |
| Noninterest income | 114,000 |
| Noninterest expense | 1,640,000 |
| Provision for loan losses | 368,000 |
| Pretax income | -529,000 |
| Income tax | 0 |
| Net income | -529,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 |
|---|---|
| Tier 1 capital | 2,412,000 |
| Total capital | 4,132,000 |
| Risk-weighted assets | 133,436,000 |