Call report 2003Q4
INDEPENDENT COMMUNITY BANK — 2003Q4
The 22 measures INDEPENDENT COMMUNITY BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 73,250,000 | USD | evidence → |
| Total loans | 42,144,000 | USD | evidence → |
| Allowance for loan losses | 385,000 | USD | evidence → |
| Securities available for sale | 19,524,000 | USD | evidence → |
| Securities held to maturity | 2,000,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 60,367,000 | USD | evidence → |
| Interest-bearing deposits | 43,708,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,659,000 | USD | evidence → |
| Equity capital | 7,393,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,623,000 | USD | evidence → |
| Interest expense | 879,000 | USD | evidence → |
| Net interest income | 1,744,000 | USD | evidence → |
| Noninterest income | 98,000 | USD | evidence → |
| Noninterest expense | 1,551,000 | USD | evidence → |
| Provision for loan losses | 124,000 | USD | evidence → |
| Pretax income | 204,000 | USD | evidence → |
| Income tax | 79,000 | USD | evidence → |
| Net income | 125,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,644,000 | USD | evidence → |
| Total capital | 7,029,000 | USD | evidence → |
| Risk-weighted assets | 49,164,000 | USD | evidence → |