Call reports 2026
WEST TEXAS STATE BANK — 2026
What WEST TEXAS STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 407,215,000 | 443,718,000 |
| Total loans | 263,648,000 | 302,670,000 |
| Allowance for loan losses | 3,747,000 | 4,392,000 |
| Securities available for sale | 63,224,000 | 64,702,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 359,838,000 | 396,507,000 |
| Interest-bearing deposits | 264,419,000 | 294,806,000 |
| Noninterest-bearing deposits | 95,419,000 | 101,701,000 |
| Equity capital | 43,644,000 | 45,037,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 6,397,000 | 13,537,000 |
| Interest expense | 2,271,000 | 4,578,000 |
| Net interest income | 4,126,000 | 8,959,000 |
| Noninterest income | 374,000 | 484,000 |
| Noninterest expense | 2,428,000 | 4,852,000 |
| Provision for loan losses | 200,000 | 855,000 |
| Pretax income | 1,872,000 | 3,711,000 |
| Income tax | 0 | 0 |
| Net income | 1,872,000 | 3,711,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 42,392,000 | 43,607,000 |