Call reports 2019
WEST TEXAS STATE BANK — 2019
What WEST TEXAS STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 135,156,000 | 132,330,000 | 133,121,000 | 145,759,000 |
| Total loans | 61,357,000 | 68,063,000 | 66,874,000 | 65,157,000 |
| Allowance for loan losses | 1,289,000 | 1,153,000 | 1,143,000 | 1,108,000 |
| Securities available for sale | 48,196,000 | 48,616,000 | 46,303,000 | 52,622,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,536,000 | 114,270,000 | 114,842,000 | 127,532,000 |
| Interest-bearing deposits | 80,305,000 | 78,755,000 | 78,756,000 | 89,097,000 |
| Noninterest-bearing deposits | 38,231,000 | 35,515,000 | 36,086,000 | 38,435,000 |
| Equity capital | 16,012,000 | 17,449,000 | 17,497,000 | 17,693,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,289,000 | 2,597,000 | 3,917,000 | 5,262,000 |
| Interest expense | 186,000 | 380,000 | 568,000 | 776,000 |
| Net interest income | 1,103,000 | 2,217,000 | 3,349,000 | 4,486,000 |
| Noninterest income | 183,000 | 445,000 | 610,000 | 773,000 |
| Noninterest expense | 811,000 | 1,663,000 | 2,449,000 | 3,273,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 475,000 | 1,000,000 | 1,511,000 | 1,989,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 475,000 | 1,000,000 | 1,511,000 | 1,989,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,110,000 | 16,635,000 | 16,528,000 | 16,881,000 |
| Total capital | 17,129,000 | 17,710,000 | 17,587,000 | 17,958,000 |
| Risk-weighted assets | 81,311,000 | 85,951,000 | 84,639,000 | 86,185,000 |