Call reports 2018
WEST TEXAS STATE BANK — 2018
What WEST TEXAS STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 121,180,000 | 122,510,000 | 122,637,000 | 134,505,000 |
| Total loans | 62,354,000 | 62,636,000 | 59,478,000 | 65,875,000 |
| Allowance for loan losses | 1,602,000 | 1,529,000 | 1,314,000 | 1,278,000 |
| Securities available for sale | 38,107,000 | 37,459,000 | 43,554,000 | 45,446,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,366,000 | 107,152,000 | 106,980,000 | 118,351,000 |
| Interest-bearing deposits | 71,199,000 | 70,033,000 | 69,695,000 | 81,738,000 |
| Noninterest-bearing deposits | 35,167,000 | 37,119,000 | 37,285,000 | 36,613,000 |
| Equity capital | 14,430,000 | 14,688,000 | 14,916,000 | 15,595,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,060,000 | 2,171,000 | 3,300,000 | 4,540,000 |
| Interest expense | 75,000 | 157,000 | 255,000 | 411,000 |
| Net interest income | 985,000 | 2,014,000 | 3,045,000 | 4,129,000 |
| Noninterest income | 172,000 | 339,000 | 610,000 | 628,000 |
| Noninterest expense | 829,000 | 1,659,000 | 2,473,000 | 3,305,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 328,000 | 694,000 | 1,182,000 | 1,452,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 328,000 | 694,000 | 1,182,000 | 1,452,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,128,000 | 15,494,000 | 15,982,000 | 16,253,000 |
| Total capital | 16,123,000 | 16,530,000 | 16,981,000 | 17,337,000 |
| Risk-weighted assets | 79,008,000 | 82,403,000 | 79,668,000 | 86,585,000 |