Call reports 2011
WEST TEXAS STATE BANK — 2011
What WEST TEXAS STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 133,081,000 | 138,809,000 | 139,145,000 | 144,700,000 |
| Total loans | 76,962,000 | 81,315,000 | 79,620,000 | 86,481,000 |
| Allowance for loan losses | 1,349,000 | 1,349,000 | 1,332,000 | 1,457,000 |
| Securities available for sale | 38,082,000 | 39,347,000 | 43,886,000 | 45,582,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,138,000 | 125,081,000 | 124,388,000 | 129,941,000 |
| Interest-bearing deposits | 91,379,000 | 90,041,000 | 86,987,000 | 80,709,000 |
| Noninterest-bearing deposits | 28,759,000 | 35,040,000 | 37,401,000 | 49,232,000 |
| Equity capital | 12,651,000 | 13,379,000 | 14,309,000 | 14,573,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,404,000 | 2,818,000 | 4,303,000 | 5,755,000 |
| Interest expense | 187,000 | 361,000 | 521,000 | 668,000 |
| Net interest income | 1,217,000 | 2,457,000 | 3,782,000 | 5,087,000 |
| Noninterest income | 165,000 | 308,000 | 465,000 | 605,000 |
| Noninterest expense | 852,000 | 1,667,000 | 2,459,000 | 3,362,000 |
| Provision for loan losses | 0 | 0 | 0 | 150,000 |
| Pretax income | 530,000 | 1,098,000 | 1,812,000 | 2,204,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 530,000 | 1,098,000 | 1,812,000 | 2,204,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,110,000 | 12,678,000 | 13,392,000 | 13,784,000 |
| Total capital | 13,346,000 | 13,970,000 | 14,655,000 | 15,110,000 |
| Risk-weighted assets | 98,753,000 | 103,331,000 | 100,949,000 | 105,923,000 |