Call reports 2009

WEST TEXAS STATE BANK — 2009

Name: WEST TEXAS STATE BANK — FFIEC call report 2009
Creator: WEST TEXAS STATE BANK

What WEST TEXAS STATE BANK reported to the FFIEC in 2009, quarter by quarter.

PERIOD: 2009SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/8f9177d1-52d8-486f-98bb-d66eaefb913e/2009

Balance sheet

What the bank holds and owes at quarter end

Measure	2009Q1	2009Q2	2009Q3	2009Q4
Total assets	117,714,000	117,485,000	119,811,000	131,950,000
Total loans	58,909,000	69,840,000	70,417,000	77,232,000
Allowance for loan losses	710,000	764,000	883,000	1,124,000
Securities available for sale	46,549,000	40,513,000	41,955,000	43,433,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	106,533,000	100,113,000	103,126,000	108,264,000
Interest-bearing deposits	78,002,000	74,596,000	79,148,000	83,366,000
Noninterest-bearing deposits	28,531,000	25,517,000	23,978,000	24,898,000
Equity capital	10,482,000	11,098,000	11,880,000	12,350,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2009Q1	2009Q2	2009Q3	2009Q4
Interest income	1,482,000	2,923,000	4,428,000	5,961,000
Interest expense	334,000	632,000	865,000	1,086,000
Net interest income	1,148,000	2,291,000	3,563,000	4,875,000
Noninterest income	169,000	345,000	533,000	713,000
Noninterest expense	762,000	1,547,000	2,336,000	3,134,000
Provision for loan losses	60,000	120,000	240,000	525,000
Pretax income	500,000	1,065,000	1,616,000	2,025,000
Income tax	0	0	0	0
Net income	500,000	1,065,000	1,616,000	2,025,000

Basel measures — not reported for every quarter

Measure	2009Q1	2009Q2	2009Q3	2009Q4
Tier 1 capital	9,728,000	10,293,000	10,844,000	11,252,000
Total capital	10,438,000	11,057,000	11,727,000	12,376,000
Risk-weighted assets	70,903,000	78,578,000	79,233,000	91,383,000