Call reports 2025
CUSTOMERS BANK — 2025
What CUSTOMERS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 22,416,411,000 | 22,541,660,000 | 24,261,355,000 | 24,881,148,000 |
| Total loans | 15,097,968,000 | 15,412,400,000 | 16,303,147,000 | 16,782,517,000 |
| Allowance for loan losses | 141,076,000 | 147,418,000 | 151,809,000 | 155,656,000 |
| Securities available for sale | 2,024,437,000 | 1,846,566,000 | 1,979,832,000 | 1,906,535,000 |
| Securities held to maturity | 938,161,000 | 853,126,000 | 801,324,000 | 729,134,000 |
| Trading assets | 14,540,000 | 14,188,000 | 13,122,000 | 11,796,000 |
| Total deposits | 19,133,891,000 | 19,081,468,000 | 20,621,955,000 | 21,001,171,000 |
| Interest-bearing deposits | 13,389,834,000 | 13,502,613,000 | 14,030,416,000 | 14,480,178,000 |
| Noninterest-bearing deposits | 5,744,057,000 | 5,578,855,000 | 6,591,539,000 | 6,520,993,000 |
| Equity capital | 1,829,021,000 | 1,924,174,000 | 2,076,393,000 | 2,155,427,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 314,684,000 | 642,460,000 | 1,003,714,000 | 1,358,687,000 |
| Interest expense | 145,659,000 | 295,154,000 | 452,917,000 | 601,684,000 |
| Net interest income | 169,025,000 | 347,306,000 | 550,797,000 | 757,003,000 |
| Noninterest income | 27,485,000 | 61,978,000 | 92,296,000 | 124,896,000 |
| Noninterest expense | 101,311,000 | 205,684,000 | 310,602,000 | 425,215,000 |
| Provision for loan losses | 21,444,000 | 39,901,000 | 59,663,000 | 77,258,000 |
| Pretax income | 14,535,000 | 98,740,000 | 202,135,000 | 301,976,000 |
| Income tax | -418,000 | 19,044,000 | 44,515,000 | 67,391,000 |
| Net income | 14,953,000 | 79,696,000 | 157,620,000 | 234,585,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,890,194,000 | 1,989,341,000 | 2,121,804,000 | 2,203,933,000 |
| Total capital | 2,121,108,000 | 2,207,813,000 | 2,343,688,000 | 2,431,744,000 |
| Risk-weighted assets | 15,239,847,000 | 15,299,067,000 | 16,048,078,000 | 16,631,380,000 |