Call reports 2002
BRYAN COUNTY NATIONAL BANK — 2002
What BRYAN COUNTY NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 |
|---|---|---|
| Total assets | 33,598,000 | 33,632,000 |
| Total loans | 22,246,000 | 23,626,000 |
| Allowance for loan losses | 236,000 | 327,000 |
| Securities available for sale | 7,968,000 | 7,877,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 30,016,000 | 30,077,000 |
| Interest-bearing deposits | 25,035,000 | 24,853,000 |
| Noninterest-bearing deposits | 4,981,000 | 5,224,000 |
| Equity capital | 3,402,000 | 3,415,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 |
|---|---|---|
| Interest income | 593,000 | 1,194,000 |
| Interest expense | 159,000 | 306,000 |
| Net interest income | 434,000 | 888,000 |
| Noninterest income | 120,000 | 235,000 |
| Noninterest expense | 223,000 | 454,000 |
| Provision for loan losses | 0 | 140,000 |
| Pretax income | 331,000 | 529,000 |
| Income tax | 114,000 | 182,000 |
| Net income | 217,000 | 347,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 |
|---|---|---|
| Tier 1 capital | 3,424,000 | 3,354,000 |
| Total capital | 3,660,000 | 3,640,000 |
| Risk-weighted assets | 21,665,000 | 22,833,000 |