Call reports 2001
BRYAN COUNTY NATIONAL BANK — 2001
What BRYAN COUNTY NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 32,387,000 | 33,242,000 | 33,917,000 | 32,778,000 |
| Total loans | 18,850,000 | 20,552,000 | 21,666,000 | 21,572,000 |
| Allowance for loan losses | 214,000 | 227,000 | 231,000 | 236,000 |
| Securities available for sale | 8,661,000 | 6,958,000 | 9,628,000 | 9,217,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,852,000 | 29,507,000 | 29,925,000 | 29,502,000 |
| Interest-bearing deposits | 23,541,000 | 24,112,000 | 24,681,000 | 24,065,000 |
| Noninterest-bearing deposits | 5,311,000 | 5,395,000 | 5,244,000 | 5,437,000 |
| Equity capital | 3,377,000 | 3,542,000 | 3,739,000 | 3,212,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 648,000 | 1,307,000 | 1,976,000 | 2,627,000 |
| Interest expense | 276,000 | 537,000 | 781,000 | 981,000 |
| Net interest income | 372,000 | 770,000 | 1,195,000 | 1,646,000 |
| Noninterest income | 89,000 | 182,000 | 278,000 | 385,000 |
| Noninterest expense | 241,000 | 481,000 | 751,000 | 1,134,000 |
| Provision for loan losses | 6,000 | 6,000 | 6,000 | 18,000 |
| Pretax income | 214,000 | 465,000 | 716,000 | 879,000 |
| Income tax | 65,000 | 152,000 | 242,000 | 283,000 |
| Net income | 149,000 | 313,000 | 474,000 | 596,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,340,000 | 3,504,000 | 3,665,000 | 3,207,000 |
| Total capital | 3,554,000 | 3,731,000 | 3,896,000 | 3,443,000 |
| Risk-weighted assets | 18,620,000 | 20,539,000 | 20,917,000 | 21,100,000 |