Call reports 2023
FNB BANK, INC. — 2023
What FNB BANK, INC. reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 266,244,000 | 262,740,000 | 262,473,000 | 262,278,000 |
| Total loans | 198,842,000 | 201,639,000 | 202,242,000 | 199,899,000 |
| Allowance for loan losses | 2,338,000 | 2,434,000 | 2,459,000 | 2,238,000 |
| Securities available for sale | 39,499,000 | 38,593,000 | 37,070,000 | 38,351,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 224,419,000 | 222,124,000 | 218,424,000 | 220,122,000 |
| Interest-bearing deposits | 171,452,000 | 172,199,000 | 172,155,000 | 178,215,000 |
| Noninterest-bearing deposits | 52,967,000 | 49,925,000 | 46,269,000 | 41,907,000 |
| Equity capital | 20,791,000 | 20,810,000 | 20,302,000 | 21,538,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,641,000 | 5,416,000 | 8,282,000 | 11,386,000 |
| Interest expense | 633,000 | 1,465,000 | 2,500,000 | 3,683,000 |
| Net interest income | 2,008,000 | 3,951,000 | 5,782,000 | 7,703,000 |
| Noninterest income | 375,000 | 773,000 | 1,184,000 | 1,448,000 |
| Noninterest expense | 1,746,000 | 3,477,000 | 5,308,000 | 7,141,000 |
| Provision for loan losses | 35,000 | 153,000 | 197,000 | 0 |
| Pretax income | 602,000 | 1,094,000 | 1,461,000 | 2,010,000 |
| Income tax | 102,000 | 149,000 | 204,000 | 306,000 |
| Net income | 500,000 | 945,000 | 1,257,000 | 1,704,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,158,000 | 25,602,000 | 25,914,000 | 25,579,000 |
| Total capital | 27,433,000 | 27,875,000 | — | — |
| Risk-weighted assets | 181,558,000 | 181,302,000 | — | — |