Call reports 2022
FNB BANK, INC. — 2022
What FNB BANK, INC. reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 254,951,000 | 252,353,000 | 255,654,000 | 253,730,000 |
| Total loans | 180,186,000 | 188,850,000 | 192,887,000 | 194,691,000 |
| Allowance for loan losses | 2,243,000 | 2,304,000 | 2,365,000 | 2,385,000 |
| Securities available for sale | 45,655,000 | 42,632,000 | 40,727,000 | 38,826,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 211,676,000 | 210,295,000 | 212,172,000 | 211,051,000 |
| Interest-bearing deposits | 155,550,000 | 157,095,000 | 158,103,000 | 155,865,000 |
| Noninterest-bearing deposits | 56,126,000 | 53,200,000 | 54,069,000 | 55,186,000 |
| Equity capital | 21,109,000 | 19,871,000 | 19,446,000 | 19,406,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,428,000 | 4,847,000 | 7,395,000 | 9,981,000 |
| Interest expense | 419,000 | 829,000 | 1,270,000 | 1,751,000 |
| Net interest income | 2,009,000 | 4,018,000 | 6,125,000 | 8,230,000 |
| Noninterest income | 379,000 | 983,000 | 1,341,000 | 1,503,000 |
| Noninterest expense | 1,538,000 | 3,134,000 | 4,755,000 | 6,396,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 251,000 |
| Pretax income | 775,000 | 1,717,000 | 2,486,000 | 3,086,000 |
| Income tax | 145,000 | 385,000 | 540,000 | 648,000 |
| Net income | 630,000 | 1,332,000 | 1,946,000 | 2,438,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,587,000 | 24,289,000 | 24,904,000 | 24,602,000 |
| Total capital | 25,941,000 | 26,739,000 | 27,125,000 | 26,825,000 |
| Risk-weighted assets | 188,298,000 | 195,827,000 | 177,234,000 | 177,354,000 |