Call reports 2021
FNB BANK, INC. — 2021
What FNB BANK, INC. reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 244,894,000 | 247,158,000 | 252,553,000 | 252,614,000 |
| Total loans | 164,591,000 | 165,220,000 | 174,243,000 | 177,531,000 |
| Allowance for loan losses | 2,125,000 | 2,108,000 | 2,108,000 | 2,095,000 |
| Securities available for sale | 43,957,000 | 52,020,000 | 51,160,000 | 46,586,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 194,744,000 | 197,832,000 | 203,790,000 | 206,093,000 |
| Interest-bearing deposits | 143,598,000 | 149,099,000 | 152,802,000 | 153,715,000 |
| Noninterest-bearing deposits | 51,146,000 | 48,733,000 | 50,988,000 | 52,379,000 |
| Equity capital | 22,067,000 | 22,855,000 | 23,568,000 | 22,875,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,391,000 | 4,774,000 | 7,206,000 | 9,600,000 |
| Interest expense | 486,000 | 970,000 | 1,428,000 | 1,872,000 |
| Net interest income | 1,905,000 | 3,804,000 | 5,778,000 | 7,728,000 |
| Noninterest income | 285,000 | 602,000 | 925,000 | 1,281,000 |
| Noninterest expense | 1,416,000 | 2,920,000 | 4,464,000 | 5,914,000 |
| Provision for loan losses | 135,000 | 107,000 | 117,000 | 100,000 |
| Pretax income | 680,000 | 1,420,000 | 2,186,000 | 3,011,000 |
| Income tax | 123,000 | 261,000 | 403,000 | 571,000 |
| Net income | 557,000 | 1,159,000 | 1,783,000 | 2,440,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,175,000 | 22,777,000 | 23,401,000 | 22,958,000 |
| Total capital | 24,333,000 | 24,874,000 | 25,662,000 | 25,206,000 |
| Risk-weighted assets | 172,486,000 | 167,567,000 | 181,776,000 | 180,563,000 |