Call reports 2019
FNB BANK, INC. — 2019
What FNB BANK, INC. reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 193,926,000 | 197,906,000 | 200,700,000 | 203,841,000 |
| Total loans | 139,614,000 | 143,358,000 | 146,912,000 | 151,070,000 |
| Allowance for loan losses | 1,786,000 | 1,495,000 | 1,792,000 | 1,833,000 |
| Securities available for sale | 30,971,000 | 30,910,000 | 27,419,000 | 27,222,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,999,000 | 157,889,000 | 157,567,000 | 159,622,000 |
| Interest-bearing deposits | 119,501,000 | 123,802,000 | 123,415,000 | 124,864,000 |
| Noninterest-bearing deposits | 34,498,000 | 34,087,000 | 34,152,000 | 34,758,000 |
| Equity capital | 19,827,000 | 20,660,000 | 21,357,000 | 21,194,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,133,000 | 4,374,000 | 6,855,000 | 9,280,000 |
| Interest expense | 427,000 | 883,000 | 1,366,000 | 1,852,000 |
| Net interest income | 1,706,000 | 3,491,000 | 5,489,000 | 7,428,000 |
| Noninterest income | 242,000 | 467,000 | 754,000 | 949,000 |
| Noninterest expense | 1,348,000 | 2,763,000 | 4,110,000 | 5,460,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 564,000 | 1,129,000 | 2,037,000 | 2,771,000 |
| Income tax | 109,000 | 226,000 | 421,000 | 585,000 |
| Net income | 455,000 | 903,000 | 1,616,000 | 2,186,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,947,000 | 20,396,000 | 21,109,000 | 20,966,000 |
| Total capital | 21,676,000 | 22,044,000 | 23,037,000 | 22,936,000 |
| Risk-weighted assets | 138,118,000 | 141,592,000 | 154,205,000 | 157,599,000 |