Call reports 2018
FNB BANK, INC. — 2018
What FNB BANK, INC. reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 185,186,000 | 188,783,000 | 189,460,000 | 194,072,000 |
| Total loans | 131,281,000 | 133,714,000 | 136,204,000 | 136,636,000 |
| Allowance for loan losses | 1,757,000 | 1,836,000 | 1,936,000 | 1,756,000 |
| Securities available for sale | 31,009,000 | 30,301,000 | 29,510,000 | 30,949,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,049,000 | 153,939,000 | 152,131,000 | 154,370,000 |
| Interest-bearing deposits | 115,183,000 | 118,193,000 | 116,429,000 | 120,862,000 |
| Noninterest-bearing deposits | 34,866,000 | 35,746,000 | 35,702,000 | 33,509,000 |
| Equity capital | 18,541,000 | 18,819,000 | 19,016,000 | 19,169,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,883,000 | 3,837,000 | 5,865,000 | 7,968,000 |
| Interest expense | 301,000 | 642,000 | 1,020,000 | 1,428,000 |
| Net interest income | 1,582,000 | 3,195,000 | 4,845,000 | 6,540,000 |
| Noninterest income | 303,000 | 625,000 | 855,000 | 1,028,000 |
| Noninterest expense | 1,299,000 | 2,648,000 | 4,011,000 | 5,452,000 |
| Provision for loan losses | -170,000 | -230,000 | -105,000 | -105,000 |
| Pretax income | 730,000 | 1,376,000 | 1,768,000 | 2,052,000 |
| Income tax | 150,000 | 281,000 | 367,000 | 380,000 |
| Net income | 580,000 | 1,095,000 | 1,401,000 | 1,672,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,073,000 | 19,404,000 | 19,710,000 | 19,493,000 |
| Total capital | 20,694,000 | 21,063,000 | 21,449,000 | 21,250,000 |
| Risk-weighted assets | 129,400,000 | 132,396,000 | 138,778,000 | 140,444,000 |