Call reports 2017
FNB BANK, INC. — 2017
What FNB BANK, INC. reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 180,721,000 | 180,436,000 | 185,249,000 | 183,221,000 |
| Total loans | 124,740,000 | 126,869,000 | 128,019,000 | 128,081,000 |
| Allowance for loan losses | 1,771,000 | 1,718,000 | 1,688,000 | 1,685,000 |
| Securities available for sale | 34,780,000 | 33,572,000 | 32,208,000 | 30,916,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,424,000 | 145,477,000 | 149,467,000 | 149,474,000 |
| Interest-bearing deposits | 112,441,000 | 112,780,000 | 116,318,000 | 115,493,000 |
| Noninterest-bearing deposits | 31,983,000 | 32,697,000 | 33,149,000 | 33,981,000 |
| Equity capital | 18,068,000 | 18,446,000 | 18,792,000 | 18,241,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,823,000 | 3,689,000 | 5,533,000 | 7,390,000 |
| Interest expense | 274,000 | 556,000 | 861,000 | 1,179,000 |
| Net interest income | 1,549,000 | 3,133,000 | 4,672,000 | 6,211,000 |
| Noninterest income | 153,000 | 394,000 | 669,000 | 967,000 |
| Noninterest expense | 1,234,000 | 2,529,000 | 3,771,000 | 5,018,000 |
| Provision for loan losses | 0 | 0 | 0 | -58,000 |
| Pretax income | 459,000 | 990,000 | 1,598,000 | 2,246,000 |
| Income tax | 83,000 | 263,000 | 450,000 | 1,027,000 |
| Net income | 376,000 | 727,000 | 1,148,000 | 1,219,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,501,000 | 16,773,000 | 17,253,000 | 18,007,000 |
| Total capital | 18,096,000 | 18,349,000 | 18,840,000 | 19,563,000 |
| Risk-weighted assets | 126,904,000 | 125,447,000 | 126,362,000 | 124,082,000 |