Call reports 2001
FNB BANK, INC. — 2001
What FNB BANK, INC. reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 105,699,000 | 106,348,000 | 103,105,000 | 104,951,000 |
| Total loans | 62,135,000 | 62,846,000 | 63,656,000 | 65,923,000 |
| Allowance for loan losses | 700,000 | 692,000 | 682,000 | 725,000 |
| Securities available for sale | 26,152,000 | 27,560,000 | 27,031,000 | 25,743,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,778,000 | 81,358,000 | 82,975,000 | 85,178,000 |
| Interest-bearing deposits | 70,964,000 | 71,866,000 | 72,382,000 | 73,901,000 |
| Noninterest-bearing deposits | 9,814,000 | 9,492,000 | 10,593,000 | 11,277,000 |
| Equity capital | 10,576,000 | 10,671,000 | 11,022,000 | 10,795,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,950,000 | 3,931,000 | 5,807,000 | 7,628,000 |
| Interest expense | 1,028,000 | 2,051,000 | 3,048,000 | 3,914,000 |
| Net interest income | 922,000 | 1,880,000 | 2,759,000 | 3,714,000 |
| Noninterest income | 80,000 | 169,000 | 263,000 | 361,000 |
| Noninterest expense | 688,000 | 1,404,000 | 2,172,000 | 2,833,000 |
| Provision for loan losses | 0 | 0 | 0 | 75,000 |
| Pretax income | 314,000 | 645,000 | 850,000 | 1,228,000 |
| Income tax | 102,000 | 211,000 | 262,000 | 383,000 |
| Net income | 212,000 | 434,000 | 588,000 | 845,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,452,000 | 10,549,000 | 10,703,000 | 10,684,000 |
| Total capital | 11,129,000 | 11,241,000 | 11,385,000 | 11,396,000 |
| Risk-weighted assets | 54,122,000 | 55,564,000 | 54,719,000 | 56,990,000 |