Call reports 2006
STATE BANK — 2006
What STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 |
|---|---|---|
| Total assets | 38,203,000 | 36,835,000 |
| Total loans | 24,298,000 | 23,695,000 |
| Allowance for loan losses | 335,000 | 358,000 |
| Securities available for sale | 7,226,000 | 7,873,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 29,779,000 | 32,228,000 |
| Interest-bearing deposits | 24,639,000 | 26,201,000 |
| Noninterest-bearing deposits | 5,140,000 | 6,027,000 |
| Equity capital | 3,767,000 | 3,963,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 |
|---|---|---|
| Interest income | 624,000 | 1,219,000 |
| Interest expense | 201,000 | 386,000 |
| Net interest income | 423,000 | 833,000 |
| Noninterest income | 58,000 | 121,000 |
| Noninterest expense | 221,000 | 441,000 |
| Provision for loan losses | 18,000 | 40,000 |
| Pretax income | 242,000 | 473,000 |
| Income tax | 3,000 | 8,000 |
| Net income | 239,000 | 465,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 |
|---|---|---|
| Tier 1 capital | 3,731,000 | 3,957,000 |
| Total capital | 4,066,000 | 4,315,000 |
| Risk-weighted assets | 29,791,000 | 28,940,000 |