Call reports 2002
STATE BANK — 2002
What STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 42,082,000 | 43,388,000 | 42,543,000 | 45,235,000 |
| Total loans | 30,767,000 | 31,825,000 | 30,391,000 | 32,057,000 |
| Allowance for loan losses | 402,000 | 399,000 | 409,000 | 363,000 |
| Securities available for sale | 9,171,000 | 9,509,000 | 9,259,000 | 9,044,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,544,000 | 29,740,000 | 29,355,000 | 31,690,000 |
| Interest-bearing deposits | 25,103,000 | 26,224,000 | 25,282,000 | 27,476,000 |
| Noninterest-bearing deposits | 3,441,000 | 3,516,000 | 4,073,000 | 4,214,000 |
| Equity capital | 3,896,000 | 4,146,000 | 4,397,000 | 4,829,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 641,000 | 1,268,000 | 1,920,000 | 2,558,000 |
| Interest expense | 248,000 | 472,000 | 682,000 | 881,000 |
| Net interest income | 393,000 | 796,000 | 1,238,000 | 1,677,000 |
| Noninterest income | 50,000 | 103,000 | 161,000 | 231,000 |
| Noninterest expense | 187,000 | 377,000 | 566,000 | 774,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 40,000 |
| Pretax income | 256,000 | 522,000 | 824,000 | 1,095,000 |
| Income tax | 78,000 | 163,000 | 263,000 | 102,000 |
| Net income | 178,000 | 359,000 | 561,000 | 993,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,593,000 | 3,774,000 | 3,975,000 | 4,397,000 |
| Total capital | 3,995,000 | 4,173,000 | 4,384,000 | 4,760,000 |
| Risk-weighted assets | 36,164,000 | 36,929,000 | 36,276,000 | 39,142,000 |