Call reports 2001
STATE BANK — 2001
What STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 45,506,000 | 44,897,000 | 44,284,000 | 43,355,000 |
| Total loans | 33,058,000 | 32,978,000 | 32,253,000 | 30,067,000 |
| Allowance for loan losses | 408,000 | 439,000 | 459,000 | 402,000 |
| Securities available for sale | 9,688,000 | 9,735,000 | 9,734,000 | 9,617,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,867,000 | 31,843,000 | 29,989,000 | 32,395,000 |
| Interest-bearing deposits | 31,811,000 | 28,343,000 | 26,932,000 | 26,496,000 |
| Noninterest-bearing deposits | 3,056,000 | 3,500,000 | 3,057,000 | 5,899,000 |
| Equity capital | 3,848,000 | 3,976,000 | 4,286,000 | 4,374,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 899,000 | 1,735,000 | 2,524,000 | 3,214,000 |
| Interest expense | 484,000 | 922,000 | 1,280,000 | 1,568,000 |
| Net interest income | 415,000 | 813,000 | 1,244,000 | 1,646,000 |
| Noninterest income | 50,000 | 93,000 | 136,000 | 183,000 |
| Noninterest expense | 205,000 | 409,000 | 614,000 | 805,000 |
| Provision for loan losses | 30,000 | 60,000 | 80,000 | 80,000 |
| Pretax income | 230,000 | 437,000 | 686,000 | 944,000 |
| Income tax | 69,000 | 144,000 | 197,000 | 307,000 |
| Net income | 161,000 | 293,000 | 489,000 | 637,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,530,000 | 3,668,000 | 3,867,000 | 4,021,000 |
| Total capital | 3,900,000 | 4,107,000 | 4,326,000 | 4,423,000 |
| Risk-weighted assets | 29,566,000 | 38,483,000 | 37,848,000 | 36,729,000 |