Call reports 2025
BANK OF FARMINGTON — 2025
What BANK OF FARMINGTON reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 232,914,000 | 227,465,000 | 236,394,000 | 234,829,000 |
| Total loans | 162,192,000 | 162,680,000 | 171,798,000 | 167,708,000 |
| Allowance for loan losses | 1,706,000 | 1,752,000 | 1,798,000 | 1,666,000 |
| Securities available for sale | 28,965,000 | 30,249,000 | 32,198,000 | 31,443,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 204,939,000 | 202,738,000 | 209,830,000 | 206,280,000 |
| Interest-bearing deposits | 177,315,000 | 175,627,000 | 183,123,000 | 179,214,000 |
| Noninterest-bearing deposits | 27,624,000 | 27,111,000 | 26,707,000 | 27,066,000 |
| Equity capital | 20,983,000 | 21,085,000 | 22,409,000 | 22,670,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,790,000 | 5,657,000 | 8,613,000 | 11,436,000 |
| Interest expense | 1,114,000 | 2,157,000 | 3,171,000 | 4,152,000 |
| Net interest income | 1,676,000 | 3,500,000 | 5,442,000 | 7,284,000 |
| Noninterest income | 152,000 | 303,000 | 623,000 | 760,000 |
| Noninterest expense | 1,424,000 | 2,835,000 | 4,306,000 | 5,959,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 359,000 | 878,000 | 1,624,000 | 1,905,000 |
| Income tax | 68,000 | 188,000 | 335,000 | 386,000 |
| Net income | 291,000 | 690,000 | 1,289,000 | 1,519,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,327,000 | 24,654,000 | 25,160,000 | 25,161,000 |
| Total capital | 26,033,000 | 26,405,000 | 26,957,000 | 26,827,000 |
| Risk-weighted assets | 183,326,000 | 181,291,000 | 187,500,000 | 187,035,000 |