Call reports 2006
SLADE'S FERRY TRUST COMPANY — 2006
What SLADE'S FERRY TRUST COMPANY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 578,347,000 | 597,940,000 | 601,111,000 | 601,000,000 |
| Total loans | 418,769,000 | 431,043,000 | 430,805,000 | 426,755,000 |
| Allowance for loan losses | 4,284,000 | 4,284,000 | 4,292,000 | 4,286,000 |
| Securities available for sale | 86,586,000 | 83,007,000 | 101,614,000 | 99,791,000 |
| Securities held to maturity | 28,201,000 | 27,234,000 | 25,752,000 | 24,623,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 410,209,000 | 432,404,000 | 424,160,000 | 424,438,000 |
| Interest-bearing deposits | 332,105,000 | 349,414,000 | 346,057,000 | 344,980,000 |
| Noninterest-bearing deposits | 78,104,000 | 82,990,000 | 78,102,000 | 79,458,000 |
| Equity capital | 51,361,000 | 51,637,000 | 53,238,000 | 54,742,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 8,033,000 | 16,286,000 | 25,220,000 | 34,272,000 |
| Interest expense | 3,067,000 | 6,532,000 | 10,345,000 | 14,511,000 |
| Net interest income | 4,966,000 | 9,754,000 | 14,875,000 | 19,761,000 |
| Noninterest income | 434,000 | 839,000 | 1,222,000 | 1,629,000 |
| Noninterest expense | 3,429,000 | 7,106,000 | 10,647,000 | 13,952,000 |
| Provision for loan losses | 39,000 | 39,000 | 39,000 | 39,000 |
| Pretax income | 1,935,000 | 3,296,000 | 5,278,000 | 7,301,000 |
| Income tax | 722,000 | 1,218,000 | 1,947,000 | 2,706,000 |
| Net income | 1,213,000 | 2,078,000 | 3,331,000 | 4,595,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,281,000 | 50,745,000 | 51,713,000 | 52,988,000 |
| Total capital | 54,591,000 | 55,009,000 | 56,086,000 | 57,485,000 |
| Risk-weighted assets | 408,664,000 | 422,927,000 | 423,289,000 | 420,672,000 |