Call reports 2005
SLADE'S FERRY TRUST COMPANY — 2005
What SLADE'S FERRY TRUST COMPANY reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 548,982,000 | 570,761,000 | 573,896,000 | 579,701,000 |
| Total loans | 383,628,000 | 395,525,000 | 399,948,000 | 413,943,000 |
| Allowance for loan losses | 4,064,000 | 4,122,000 | 4,168,000 | 4,198,000 |
| Securities available for sale | 74,516,000 | 88,875,000 | 92,790,000 | 88,429,000 |
| Securities held to maturity | 35,964,000 | 33,404,000 | 32,226,000 | 29,306,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 386,864,000 | 408,557,000 | 407,398,000 | 418,402,000 |
| Interest-bearing deposits | 308,988,000 | 328,737,000 | 326,632,000 | 335,258,000 |
| Noninterest-bearing deposits | 77,877,000 | 79,820,000 | 80,766,000 | 83,144,000 |
| Equity capital | 49,236,000 | 49,600,000 | 50,070,000 | 50,480,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 6,690,000 | 13,840,000 | 21,346,000 | 29,191,000 |
| Interest expense | 2,070,000 | 4,602,000 | 7,414,000 | 10,358,000 |
| Net interest income | 4,620,000 | 9,238,000 | 13,932,000 | 18,833,000 |
| Noninterest income | 456,000 | 859,000 | 1,313,000 | 1,681,000 |
| Noninterest expense | 3,321,000 | 6,750,000 | 10,350,000 | 13,514,000 |
| Provision for loan losses | 50,000 | 65,000 | 109,000 | 167,000 |
| Pretax income | 1,707,000 | 3,299,000 | 4,813,000 | 6,862,000 |
| Income tax | 569,000 | 1,141,000 | 1,652,000 | 2,392,000 |
| Net income | 1,138,000 | 2,158,000 | 3,161,000 | 4,470,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,482,000 | 47,765,000 | 48,366,000 | 49,329,000 |
| Total capital | 51,658,000 | 51,988,000 | 52,640,000 | 53,555,000 |
| Risk-weighted assets | 380,114,000 | 388,248,000 | 391,840,000 | 394,251,000 |