Call reports 2004
SLADE'S FERRY TRUST COMPANY — 2004
What SLADE'S FERRY TRUST COMPANY reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 509,718,000 | 518,568,000 | 536,343,000 | 542,639,000 |
| Total loans | 353,220,000 | 363,129,000 | 366,492,000 | 366,366,000 |
| Allowance for loan losses | 4,445,000 | 4,595,000 | 4,102,000 | 3,984,000 |
| Securities available for sale | 39,695,000 | 69,625,000 | 77,843,000 | 77,426,000 |
| Securities held to maturity | 9,931,000 | 9,518,000 | 40,631,000 | 37,773,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 404,580,000 | 413,222,000 | 405,047,000 | 401,448,000 |
| Interest-bearing deposits | 326,961,000 | 335,812,000 | 326,326,000 | 319,777,000 |
| Noninterest-bearing deposits | 77,619,000 | 77,409,000 | 78,721,000 | 81,671,000 |
| Equity capital | 46,199,000 | 45,903,000 | 47,485,000 | 49,086,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 5,578,000 | 11,418,000 | 17,756,000 | 24,431,000 |
| Interest expense | 1,717,000 | 3,620,000 | 5,527,000 | 7,576,000 |
| Net interest income | 3,861,000 | 7,798,000 | 12,229,000 | 16,855,000 |
| Noninterest income | 394,000 | 841,000 | 1,482,000 | 1,930,000 |
| Noninterest expense | 3,045,000 | 6,193,000 | 9,539,000 | 12,313,000 |
| Provision for loan losses | 246,000 | 376,000 | 376,000 | 376,000 |
| Pretax income | 999,000 | 2,109,000 | 3,842,000 | 6,088,000 |
| Income tax | 308,000 | 669,000 | 1,287,000 | 2,086,000 |
| Net income | 691,000 | 1,440,000 | 2,555,000 | 4,002,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,693,000 | 44,107,000 | 44,962,000 | 46,713,000 |
| Total capital | 48,094,000 | 48,702,000 | 49,064,000 | 50,814,000 |
| Risk-weighted assets | 351,998,000 | 368,088,000 | 360,232,000 | 368,785,000 |