Call reports 2018
NECEDAH BANK, THE — 2018
What NECEDAH BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 |
|---|---|---|
| Total assets | 33,704,000 | 32,508,000 |
| Total loans | 25,544,000 | 26,021,000 |
| Allowance for loan losses | 289,000 | 289,000 |
| Securities available for sale | 3,295,000 | 3,228,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 27,717,000 | 26,405,000 |
| Interest-bearing deposits | 21,825,000 | 19,753,000 |
| Noninterest-bearing deposits | 5,892,000 | 6,652,000 |
| Equity capital | 3,669,000 | 3,759,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 |
|---|---|---|
| Interest income | 316,000 | 642,000 |
| Interest expense | 50,000 | 99,000 |
| Net interest income | 266,000 | 543,000 |
| Noninterest income | 30,000 | 53,000 |
| Noninterest expense | 212,000 | 402,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 84,000 | 194,000 |
| Income tax | 19,000 | 36,000 |
| Net income | 65,000 | 158,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 |
|---|---|---|
| Tier 1 capital | 3,686,000 | 3,779,000 |
| Total capital | 3,975,000 | 4,068,000 |
| Risk-weighted assets | 25,391,000 | 24,909,000 |