Call reports 2017
NECEDAH BANK, THE — 2017
What NECEDAH BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 35,071,000 | 35,294,000 | 34,537,000 | 33,630,000 |
| Total loans | 26,912,000 | 28,486,000 | 28,271,000 | 26,670,000 |
| Allowance for loan losses | 258,000 | 275,000 | 292,000 | 289,000 |
| Securities available for sale | 4,148,000 | 3,894,000 | 3,887,000 | 3,691,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,680,000 | 28,885,000 | 28,079,000 | 27,716,000 |
| Interest-bearing deposits | 22,505,000 | 22,513,000 | 21,872,000 | 21,371,000 |
| Noninterest-bearing deposits | 6,175,000 | 6,372,000 | 6,207,000 | 6,345,000 |
| Equity capital | 4,095,000 | 4,111,000 | 4,176,000 | 3,620,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 318,000 | 648,000 | 984,000 | 1,315,000 |
| Interest expense | 42,000 | 79,000 | 124,000 | 173,000 |
| Net interest income | 276,000 | 569,000 | 860,000 | 1,142,000 |
| Noninterest income | 27,000 | 53,000 | 90,000 | 117,000 |
| Noninterest expense | 225,000 | 456,000 | 673,000 | 919,000 |
| Provision for loan losses | 17,000 | 34,000 | 51,000 | 51,000 |
| Pretax income | 61,000 | 132,000 | 226,000 | 290,000 |
| Income tax | 18,000 | 31,000 | 58,000 | 121,000 |
| Net income | 43,000 | 101,000 | 168,000 | 169,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,076,000 | 4,084,000 | 4,151,000 | 3,621,000 |
| Total capital | 4,334,000 | 4,359,000 | 4,443,000 | 3,910,000 |
| Risk-weighted assets | 32,660,000 | 28,476,000 | 27,908,000 | 25,853,000 |