Call reports 2002
NECEDAH BANK, THE — 2002
What NECEDAH BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 30,555,000 | 31,021,000 | 30,290,000 | 30,682,000 |
| Total loans | 15,979,000 | 16,903,000 | 17,177,000 | 17,202,000 |
| Allowance for loan losses | 218,000 | 220,000 | 204,000 | 171,000 |
| Securities available for sale | 9,537,000 | 10,281,000 | 9,968,000 | 8,992,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,552,000 | 26,822,000 | 25,835,000 | 26,370,000 |
| Interest-bearing deposits | 23,333,000 | 23,011,000 | 22,600,000 | 23,074,000 |
| Noninterest-bearing deposits | 3,219,000 | 3,811,000 | 3,235,000 | 3,296,000 |
| Equity capital | 3,431,000 | 3,582,000 | 3,751,000 | 3,710,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 463,000 | 923,000 | 1,401,000 | 1,891,000 |
| Interest expense | 205,000 | 416,000 | 612,000 | 791,000 |
| Net interest income | 258,000 | 507,000 | 789,000 | 1,100,000 |
| Noninterest income | 53,000 | 113,000 | 168,000 | 219,000 |
| Noninterest expense | 215,000 | 419,000 | 630,000 | 1,006,000 |
| Provision for loan losses | 3,000 | 8,000 | 12,000 | 94,000 |
| Pretax income | 93,000 | 193,000 | 315,000 | 219,000 |
| Income tax | 9,000 | 13,000 | 17,000 | -33,000 |
| Net income | 84,000 | 180,000 | 298,000 | 252,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,448,000 | 3,449,000 | 3,571,000 | 3,525,000 |
| Total capital | 3,666,000 | 3,669,000 | 3,775,000 | 3,696,000 |
| Risk-weighted assets | 23,544,000 | 24,208,000 | 23,875,000 | 18,072,000 |