Call reports 2001
NECEDAH BANK, THE — 2001
What NECEDAH BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 29,128,000 | 30,976,000 | 29,996,000 | 31,187,000 |
| Total loans | 18,079,000 | 17,739,000 | 17,274,000 | 17,201,000 |
| Allowance for loan losses | 215,000 | 217,000 | 219,000 | 215,000 |
| Securities available for sale | 7,055,000 | 7,116,000 | 7,998,000 | 7,786,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,297,000 | 27,009,000 | 25,777,000 | 27,067,000 |
| Interest-bearing deposits | 22,138,000 | 23,529,000 | 22,023,000 | 23,181,000 |
| Noninterest-bearing deposits | 3,159,000 | 3,480,000 | 3,754,000 | 3,886,000 |
| Equity capital | 3,204,000 | 3,310,000 | 3,518,000 | 3,405,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 537,000 | 1,054,000 | 1,548,000 | 2,044,000 |
| Interest expense | 281,000 | 543,000 | 796,000 | 1,031,000 |
| Net interest income | 256,000 | 511,000 | 752,000 | 1,013,000 |
| Noninterest income | 67,000 | 113,000 | 178,000 | 213,000 |
| Noninterest expense | 220,000 | 420,000 | 570,000 | 840,000 |
| Provision for loan losses | 4,000 | 7,000 | 11,000 | 14,000 |
| Pretax income | 99,000 | 197,000 | 353,000 | 376,000 |
| Income tax | 0 | 1,000 | 1,000 | 0 |
| Net income | 99,000 | 196,000 | 352,000 | 376,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,153,000 | 3,250,000 | 3,406,000 | 3,358,000 |
| Total capital | 3,368,000 | 3,467,000 | 3,625,000 | 3,573,000 |
| Risk-weighted assets | 24,129,000 | 31,314,000 | 24,300,000 | 24,234,000 |