Call reports 2025
CENTENNIAL BANK — 2025
What CENTENNIAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 22,918,993,000 | 22,735,541,000 | 22,542,008,000 | 22,716,797,000 |
| Total loans | 14,952,117,000 | 15,084,341,000 | 15,194,608,000 | 15,594,756,000 |
| Allowance for loan losses | 279,944,000 | 281,869,000 | 285,649,000 | 297,583,000 |
| Securities available for sale | 3,003,320,000 | 2,899,967,000 | 2,924,497,000 | 2,871,930,000 |
| Securities held to maturity | 1,271,901,000 | 1,267,297,000 | 1,266,205,000 | 1,261,267,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,097,184,000 | 17,977,063,000 | 17,701,099,000 | 17,895,325,000 |
| Interest-bearing deposits | 13,462,202,000 | 13,463,859,000 | 13,447,595,000 | 13,611,553,000 |
| Noninterest-bearing deposits | 4,634,982,000 | 4,513,204,000 | 4,253,504,000 | 4,283,772,000 |
| Equity capital | 3,854,733,000 | 3,868,659,000 | 3,953,510,000 | 3,997,010,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 314,352,000 | 634,723,000 | 957,821,000 | 1,281,115,000 |
| Interest expense | 93,762,000 | 188,802,000 | 283,160,000 | 372,847,000 |
| Net interest income | 220,590,000 | 445,921,000 | 674,661,000 | 908,268,000 |
| Noninterest income | 35,959,000 | 78,921,000 | 121,344,000 | 165,405,000 |
| Noninterest expense | 107,406,000 | 217,924,000 | 326,726,000 | 434,890,000 |
| Provision for loan losses | 0 | 3,000,000 | 9,700,000 | 24,100,000 |
| Pretax income | 153,552,000 | 308,713,000 | 468,908,000 | 624,766,000 |
| Income tax | 34,286,000 | 68,819,000 | 104,533,000 | 139,864,000 |
| Net income | 119,266,000 | 239,894,000 | 364,375,000 | 484,902,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,643,180,000 | 2,670,535,000 | 2,704,593,000 | 2,732,790,000 |
| Total capital | 2,872,859,000 | 2,900,300,000 | 2,934,285,000 | 2,964,662,000 |
| Risk-weighted assets | 18,283,969,000 | 18,289,027,000 | 18,280,322,000 | 18,445,001,000 |