Call reports 2011
CENTENNIAL BANK — 2011
What CENTENNIAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 3,685,293,000 | 3,677,886,000 | 3,606,745,000 | 3,588,241,000 |
| Total loans | 2,415,766,000 | 2,360,955,000 | 2,337,700,000 | 2,241,824,000 |
| Allowance for loan losses | 53,591,000 | 56,784,000 | 54,508,000 | 52,129,000 |
| Securities available for sale | 509,866,000 | 541,534,000 | 610,523,000 | 671,220,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,974,898,000 | 2,955,714,000 | 2,910,097,000 | 2,891,923,000 |
| Interest-bearing deposits | 2,468,354,000 | 2,437,693,000 | 2,405,471,000 | 2,393,530,000 |
| Noninterest-bearing deposits | 506,544,000 | 518,022,000 | 504,626,000 | 498,394,000 |
| Equity capital | 468,223,000 | 487,119,000 | 477,080,000 | 479,822,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 42,878,000 | 86,625,000 | 130,051,000 | 172,420,000 |
| Interest expense | 7,689,000 | 15,028,000 | 22,037,000 | 28,392,000 |
| Net interest income | 35,189,000 | 71,597,000 | 108,014,000 | 144,028,000 |
| Noninterest income | 9,745,000 | 18,509,000 | 28,097,000 | 37,693,000 |
| Noninterest expense | 22,984,000 | 45,903,000 | 68,795,000 | 91,160,000 |
| Provision for loan losses | 1,250,000 | 1,250,000 | 1,250,000 | 3,500,000 |
| Pretax income | 20,700,000 | 42,953,000 | 66,071,000 | 89,309,000 |
| Income tax | 7,225,000 | 15,148,000 | 23,162,000 | 31,499,000 |
| Net income | 13,475,000 | 27,805,000 | 42,909,000 | 57,810,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 397,732,000 | 413,214,000 | 400,549,000 | 404,687,000 |
| Total capital | 430,964,000 | 446,296,000 | 433,754,000 | 437,197,000 |
| Risk-weighted assets | 2,638,235,000 | 2,622,835,000 | 2,635,115,000 | 2,581,126,000 |