Call reports 2010
CENTENNIAL BANK — 2010
What CENTENNIAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 3,065,123,000 | 3,025,842,000 | 3,377,627,000 | 3,745,802,000 |
| Total loans | 2,185,550,000 | 2,183,772,000 | 2,363,503,000 | 2,468,149,000 |
| Allowance for loan losses | 42,845,000 | 43,614,000 | 43,784,000 | 53,347,000 |
| Securities available for sale | 359,810,000 | 343,721,000 | 380,689,000 | 469,866,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,364,929,000 | 2,327,543,000 | 2,667,754,000 | 3,022,338,000 |
| Interest-bearing deposits | 1,865,596,000 | 1,853,455,000 | 2,192,852,000 | 2,566,674,000 |
| Noninterest-bearing deposits | 499,334,000 | 474,088,000 | 474,902,000 | 455,664,000 |
| Equity capital | 373,706,000 | 386,022,000 | 430,975,000 | 454,069,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 33,166,000 | 69,959,000 | 109,164,000 | 151,620,000 |
| Interest expense | 7,566,000 | 15,638,000 | 23,948,000 | 32,373,000 |
| Net interest income | 25,600,000 | 54,321,000 | 85,216,000 | 119,247,000 |
| Noninterest income | 16,137,000 | 23,801,000 | 31,835,000 | 66,999,000 |
| Noninterest expense | 17,316,000 | 35,161,000 | 55,512,000 | 80,735,000 |
| Provision for loan losses | 3,100,000 | 6,850,000 | 9,850,000 | 72,850,000 |
| Pretax income | 21,321,000 | 36,111,000 | 51,722,000 | 29,088,000 |
| Income tax | 7,572,000 | 12,604,000 | 17,891,000 | 8,293,000 |
| Net income | 13,749,000 | 23,507,000 | 33,831,000 | 20,795,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 314,057,000 | 324,317,000 | 357,911,000 | 383,788,000 |
| Total capital | 343,939,000 | 353,878,000 | 389,717,000 | 417,529,000 |
| Risk-weighted assets | 2,377,577,000 | 2,350,799,000 | 2,532,537,000 | 2,679,710,000 |