Call reports 2009
CENTENNIAL BANK — 2009
What CENTENNIAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 1,639,951,000 | 2,570,510,000 | 2,622,070,000 | 2,675,641,000 |
| Total loans | 1,211,781,000 | 1,972,704,000 | 1,971,040,000 | 1,950,284,000 |
| Allowance for loan losses | 27,620,000 | 41,804,000 | 41,210,000 | 42,969,000 |
| Securities available for sale | 193,096,000 | 307,090,000 | 312,370,000 | 319,216,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,188,195,000 | 1,905,231,000 | 1,947,075,000 | 2,012,555,000 |
| Interest-bearing deposits | 974,535,000 | 1,494,659,000 | 1,484,530,000 | 1,533,195,000 |
| Noninterest-bearing deposits | 213,661,000 | 410,573,000 | 462,545,000 | 479,360,000 |
| Equity capital | 184,498,000 | 305,907,000 | 315,234,000 | 322,400,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 21,000,000 | 66,275,000 | 99,658,000 | 132,616,000 |
| Interest expense | 7,417,000 | 20,237,000 | 29,234,000 | 37,391,000 |
| Net interest income | 13,583,000 | 46,038,000 | 70,424,000 | 95,225,000 |
| Noninterest income | 4,900,000 | 15,093,000 | 21,540,000 | 28,488,000 |
| Noninterest expense | 11,085,000 | 35,504,000 | 50,694,000 | 66,021,000 |
| Provision for loan losses | 1,000,000 | 3,750,000 | 7,300,000 | 11,150,000 |
| Pretax income | 6,398,000 | 21,874,000 | 33,967,000 | 46,543,000 |
| Income tax | 1,969,000 | 7,112,000 | 11,056,000 | 15,087,000 |
| Net income | 4,429,000 | 14,762,000 | 22,911,000 | 31,456,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 148,392,000 | 251,001,000 | 257,158,000 | 266,220,000 |
| Total capital | 165,688,000 | 278,804,000 | 284,932,000 | 293,665,000 |
| Risk-weighted assets | 1,373,324,000 | 2,210,216,000 | 2,209,362,000 | 2,180,074,000 |