Call reports 2008
CENTENNIAL BANK — 2008
What CENTENNIAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 626,416,000 | 626,878,000 | 641,318,000 | 1,020,857,000 |
| Total loans | 466,587,000 | 485,570,000 | 496,731,000 | 810,774,000 |
| Allowance for loan losses | 8,730,000 | 8,799,000 | 8,836,000 | 17,803,000 |
| Securities available for sale | 91,959,000 | 89,204,000 | 92,634,000 | 108,120,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 473,463,000 | 461,094,000 | 473,330,000 | 756,245,000 |
| Interest-bearing deposits | 415,592,000 | 405,897,000 | 414,876,000 | 655,977,000 |
| Noninterest-bearing deposits | 57,871,000 | 55,197,000 | 58,453,000 | 100,268,000 |
| Equity capital | 56,844,000 | 58,582,000 | 58,562,000 | 93,037,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 9,636,000 | 18,609,000 | 27,551,000 | 59,774,000 |
| Interest expense | 4,267,000 | 7,936,000 | 11,317,000 | 25,472,000 |
| Net interest income | 5,369,000 | 10,673,000 | 16,234,000 | 34,302,000 |
| Noninterest income | 2,074,000 | 4,133,000 | 6,246,000 | 8,783,000 |
| Noninterest expense | 3,327,000 | 6,612,000 | 10,019,000 | 26,799,000 |
| Provision for loan losses | 209,000 | 284,000 | 484,000 | 18,399,000 |
| Pretax income | 3,907,000 | 7,910,000 | 11,977,000 | -2,113,000 |
| Income tax | 1,339,000 | 2,738,000 | 4,118,000 | -1,860,000 |
| Net income | 2,568,000 | 5,172,000 | 7,859,000 | -253,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,835,000 | 59,439,000 | 60,856,000 | 89,791,000 |
| Total capital | 63,605,000 | 66,396,000 | 67,926,000 | 101,071,000 |
| Risk-weighted assets | 539,623,000 | 554,696,000 | 563,845,000 | 895,884,000 |