Call reports 2007
CENTENNIAL BANK — 2007
What CENTENNIAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 577,763,000 | 578,192,000 | 597,379,000 | 602,328,000 |
| Total loans | 423,481,000 | 436,331,000 | 446,325,000 | 453,588,000 |
| Allowance for loan losses | 7,709,000 | 8,034,000 | 8,263,000 | 8,596,000 |
| Securities available for sale | 96,397,000 | 93,643,000 | 93,188,000 | 94,771,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 416,442,000 | 427,616,000 | 424,237,000 | 451,245,000 |
| Interest-bearing deposits | 360,080,000 | 367,641,000 | 366,193,000 | 400,759,000 |
| Noninterest-bearing deposits | 56,363,000 | 59,975,000 | 58,044,000 | 50,486,000 |
| Equity capital | 48,144,000 | 48,602,000 | 51,940,000 | 54,357,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 9,298,000 | 18,916,000 | 29,010,000 | 38,933,000 |
| Interest expense | 4,843,000 | 9,752,000 | 14,810,000 | 19,605,000 |
| Net interest income | 4,455,000 | 9,164,000 | 14,200,000 | 19,328,000 |
| Noninterest income | 1,883,000 | 3,716,000 | 5,532,000 | 7,421,000 |
| Noninterest expense | 3,055,000 | 6,181,000 | 9,584,000 | 12,960,000 |
| Provision for loan losses | 370,000 | 585,000 | 790,000 | 1,135,000 |
| Pretax income | 2,913,000 | 6,114,000 | 9,358,000 | 12,654,000 |
| Income tax | 1,008,000 | 2,115,000 | 3,179,000 | 4,244,000 |
| Net income | 1,905,000 | 3,999,000 | 6,179,000 | 8,410,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,424,000 | 49,504,000 | 52,306,000 | 54,537,000 |
| Total capital | 54,471,000 | 55,979,000 | 58,893,000 | 61,188,000 |
| Risk-weighted assets | 482,100,000 | 516,405,000 | 525,264,000 | 530,168,000 |