Call reports 2006
CENTENNIAL BANK — 2006
What CENTENNIAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 469,659,000 | 499,545,000 | 527,374,000 | 563,310,000 |
| Total loans | 338,474,000 | 366,159,000 | 388,902,000 | 410,178,000 |
| Allowance for loan losses | 6,917,000 | 7,212,000 | 7,324,000 | 7,325,000 |
| Securities available for sale | 95,529,000 | 96,610,000 | 94,642,000 | 110,345,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 369,107,000 | 390,509,000 | 403,479,000 | 416,502,000 |
| Interest-bearing deposits | 312,982,000 | 323,397,000 | 345,109,000 | 359,485,000 |
| Noninterest-bearing deposits | 56,125,000 | 67,113,000 | 58,370,000 | 57,016,000 |
| Equity capital | 38,406,000 | 38,846,000 | 44,394,000 | 46,383,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 6,820,000 | 14,437,000 | 22,905,000 | 31,868,000 |
| Interest expense | 2,904,000 | 6,310,000 | 10,477,000 | 15,055,000 |
| Net interest income | 3,916,000 | 8,127,000 | 12,428,000 | 16,813,000 |
| Noninterest income | 2,035,000 | 4,144,000 | 6,096,000 | 7,679,000 |
| Noninterest expense | 3,490,000 | 7,250,000 | 10,800,000 | 13,841,000 |
| Provision for loan losses | 100,000 | 175,000 | 255,000 | 490,000 |
| Pretax income | 2,361,000 | 4,847,000 | 7,470,000 | 10,162,000 |
| Income tax | 872,000 | 1,791,000 | 2,765,000 | 3,754,000 |
| Net income | 1,489,000 | 3,056,000 | 4,705,000 | 6,408,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,415,000 | 40,224,000 | 45,108,000 | 46,811,000 |
| Total capital | 44,390,000 | 45,567,000 | 50,730,000 | 52,519,000 |
| Risk-weighted assets | 399,256,000 | 430,348,000 | 454,096,000 | 455,036,000 |