Call reports 2005
CENTENNIAL BANK — 2005
What CENTENNIAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 450,951,000 | 468,431,000 | 465,467,000 | 450,845,000 |
| Total loans | 316,756,000 | 329,175,000 | 332,464,000 | 327,173,000 |
| Allowance for loan losses | 6,963,000 | 7,337,000 | 6,509,000 | 6,750,000 |
| Securities available for sale | 101,497,000 | 103,431,000 | 96,123,000 | 93,308,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 340,183,000 | 367,926,000 | 368,933,000 | 346,709,000 |
| Interest-bearing deposits | 297,426,000 | 315,390,000 | 312,194,000 | 296,119,000 |
| Noninterest-bearing deposits | 42,757,000 | 52,536,000 | 56,740,000 | 50,590,000 |
| Equity capital | 61,021,000 | 49,522,000 | 37,310,000 | 37,423,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 5,885,000 | 12,181,000 | 18,613,000 | 25,211,000 |
| Interest expense | 1,876,000 | 4,025,000 | 6,497,000 | 9,124,000 |
| Net interest income | 4,009,000 | 8,156,000 | 12,116,000 | 16,087,000 |
| Noninterest income | 1,791,000 | 3,807,000 | 6,383,000 | 8,108,000 |
| Noninterest expense | 3,220,000 | 6,722,000 | 10,403,000 | 13,719,000 |
| Provision for loan losses | 761,000 | 1,132,000 | 1,409,000 | 1,619,000 |
| Pretax income | 1,857,000 | 4,150,000 | 6,728,000 | 8,898,000 |
| Income tax | 672,000 | 1,515,000 | 2,483,000 | 3,262,000 |
| Net income | 1,382,000 | 2,828,000 | 4,245,000 | 5,636,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,933,000 | 49,981,000 | 37,883,000 | 38,572,000 |
| Total capital | 66,575,000 | 54,776,000 | 42,908,000 | 43,362,000 |
| Risk-weighted assets | 368,864,000 | 381,027,000 | 405,294,000 | 385,206,000 |