Call reports 2004
CENTENNIAL BANK — 2004
What CENTENNIAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 415,259,000 | 426,477,000 | 446,643,000 | 460,041,000 |
| Total loans | 290,170,000 | 304,471,000 | 291,491,000 | 322,282,000 |
| Allowance for loan losses | 6,181,000 | 6,382,000 | 5,997,000 | 6,236,000 |
| Securities available for sale | 70,322,000 | 91,437,000 | 96,133,000 | 105,214,000 |
| Securities held to maturity | 100,000 | 100,000 | 100,000 | 100,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 310,023,000 | 312,859,000 | 335,145,000 | 335,577,000 |
| Interest-bearing deposits | 268,544,000 | 271,171,000 | 278,562,000 | 278,371,000 |
| Noninterest-bearing deposits | 41,479,000 | 41,688,000 | 56,583,000 | 57,206,000 |
| Equity capital | 58,410,000 | 56,962,000 | 59,399,000 | 60,482,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 5,091,000 | 10,227,000 | 15,693,000 | 21,377,000 |
| Interest expense | 1,522,000 | 3,013,000 | 4,563,000 | 6,209,000 |
| Net interest income | 3,569,000 | 7,214,000 | 11,130,000 | 15,168,000 |
| Noninterest income | 1,594,000 | 3,136,000 | 4,697,000 | 6,382,000 |
| Noninterest expense | 3,120,000 | 6,244,000 | 9,503,000 | 12,666,000 |
| Provision for loan losses | 291,000 | 521,000 | 959,000 | 1,690,000 |
| Pretax income | 1,752,000 | 3,585,000 | 5,421,000 | 7,250,000 |
| Income tax | 653,000 | 1,367,000 | 2,063,000 | 2,777,000 |
| Net income | 1,099,000 | 2,218,000 | 3,358,000 | 4,473,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,187,000 | 58,298,000 | 59,437,000 | 60,635,000 |
| Total capital | 62,459,000 | 63,041,000 | 63,983,000 | 65,538,000 |
| Risk-weighted assets | 339,818,000 | 378,197,000 | 362,215,000 | 390,911,000 |