Call reports 2003
CENTENNIAL BANK — 2003
What CENTENNIAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 375,126,000 | 398,152,000 | 401,629,000 | 422,995,000 |
| Total loans | 298,326,000 | 305,543,000 | 306,108,000 | 301,628,000 |
| Allowance for loan losses | 5,952,000 | 6,107,000 | 6,126,000 | 6,051,000 |
| Securities available for sale | 38,931,000 | 41,781,000 | 48,638,000 | 58,657,000 |
| Securities held to maturity | 140,000 | 140,000 | 115,000 | 100,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 278,915,000 | 298,144,000 | 307,655,000 | 320,178,000 |
| Interest-bearing deposits | 268,008,000 | 266,284,000 | 296,220,000 | 267,313,000 |
| Noninterest-bearing deposits | 10,907,000 | 31,860,000 | 11,435,000 | 52,865,000 |
| Equity capital | 48,571,000 | 49,279,000 | 41,876,000 | 57,137,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 4,931,000 | 9,994,000 | 15,117,000 | 20,151,000 |
| Interest expense | 1,802,000 | 3,529,000 | 5,241,000 | 6,872,000 |
| Net interest income | 3,129,000 | 6,465,000 | 9,876,000 | 13,279,000 |
| Noninterest income | 1,002,000 | 2,400,000 | 3,758,000 | 5,006,000 |
| Noninterest expense | 2,516,000 | 5,645,000 | 8,553,000 | 11,398,000 |
| Provision for loan losses | 402,000 | 622,000 | 757,000 | 757,000 |
| Pretax income | 1,244,000 | 2,636,000 | 4,362,000 | 6,169,000 |
| Income tax | 484,000 | 1,026,000 | 1,695,000 | 2,307,000 |
| Net income | 760,000 | 1,610,000 | 2,667,000 | 3,862,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,348,000 | 49,060,000 | 41,730,000 | 57,088,000 |
| Total capital | 52,377,000 | 53,333,000 | 46,183,000 | 61,353,000 |
| Risk-weighted assets | 320,466,000 | 340,034,000 | 354,603,000 | 339,427,000 |