Call reports 2002
CENTENNIAL BANK — 2002
What CENTENNIAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 310,917,000 | 325,356,000 | 337,218,000 | 349,415,000 |
| Total loans | 252,727,000 | 261,299,000 | 272,632,000 | 284,664,000 |
| Allowance for loan losses | 4,080,000 | 4,355,000 | 4,789,000 | 5,706,000 |
| Securities available for sale | 38,333,000 | 43,838,000 | 45,033,000 | 44,028,000 |
| Securities held to maturity | 421,000 | 311,000 | 310,000 | 285,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 236,814,000 | 253,646,000 | 267,534,000 | 281,012,000 |
| Interest-bearing deposits | 203,606,000 | 242,758,000 | 256,528,000 | 270,257,000 |
| Noninterest-bearing deposits | 33,208,000 | 10,888,000 | 11,006,000 | 10,755,000 |
| Equity capital | 26,837,000 | 24,367,000 | 25,097,000 | 28,059,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 4,969,000 | 10,063,000 | 15,215,000 | 20,460,000 |
| Interest expense | 1,841,000 | 3,591,000 | 5,577,000 | 7,490,000 |
| Net interest income | 3,128,000 | 6,472,000 | 9,638,000 | 12,970,000 |
| Noninterest income | 840,000 | 1,750,000 | 2,702,000 | 3,919,000 |
| Noninterest expense | 2,173,000 | 4,561,000 | 6,932,000 | 9,742,000 |
| Provision for loan losses | 294,000 | 634,000 | 1,235,000 | 2,220,000 |
| Pretax income | 1,508,000 | 3,035,000 | 4,224,000 | 5,284,000 |
| Income tax | 573,000 | 1,153,000 | 1,605,000 | 1,997,000 |
| Net income | 935,000 | 1,882,000 | 2,619,000 | 3,287,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,327,000 | 24,232,000 | 24,899,000 | 27,827,000 |
| Total capital | 30,707,000 | 27,676,000 | 28,413,000 | 31,704,000 |
| Risk-weighted assets | 269,783,000 | 274,606,000 | 279,806,000 | 308,401,000 |