Call reports 2001
CENTENNIAL BANK — 2001
What CENTENNIAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 228,714,000 | 248,605,000 | 279,903,000 | 311,611,000 |
| Total loans | 186,691,000 | 203,619,000 | 217,898,000 | 237,170,000 |
| Allowance for loan losses | 2,606,000 | 2,844,000 | 3,063,000 | 3,847,000 |
| Securities available for sale | 3,967,000 | 13,048,000 | 32,988,000 | 51,694,000 |
| Securities held to maturity | 17,156,000 | 15,874,000 | 7,146,000 | 3,591,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 196,943,000 | 205,300,000 | 215,635,000 | 233,870,000 |
| Interest-bearing deposits | 165,326,000 | 162,912,000 | 169,810,000 | 200,996,000 |
| Noninterest-bearing deposits | 31,617,000 | 42,388,000 | 45,825,000 | 32,874,000 |
| Equity capital | 22,879,000 | 30,276,000 | 25,792,000 | 26,423,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,114,000 | 8,515,000 | 13,287,000 | 18,270,000 |
| Interest expense | 2,300,000 | 4,465,000 | 6,694,000 | 8,872,000 |
| Net interest income | 1,814,000 | 4,050,000 | 6,593,000 | 9,398,000 |
| Noninterest income | 541,000 | 1,169,000 | 1,890,000 | 2,742,000 |
| Noninterest expense | 1,784,000 | 3,755,000 | 5,892,000 | 8,277,000 |
| Provision for loan losses | 240,000 | 505,000 | 780,000 | 1,708,000 |
| Pretax income | 331,000 | 959,000 | 1,811,000 | 2,282,000 |
| Income tax | 129,000 | 473,000 | 895,000 | 862,000 |
| Net income | 202,000 | 486,000 | 916,000 | 1,420,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,866,000 | 30,232,000 | 25,578,000 | 26,477,000 |
| Total capital | 25,472,000 | 32,946,000 | 28,520,000 | 29,836,000 |
| Risk-weighted assets | 212,682,000 | 217,006,000 | 235,202,000 | 268,200,000 |